3646 Marjorie WaySacramentoCA95820
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingReliable and efficiently structured, 3646 Marjorie Way, Sacramento, CA, 95820 in Sacramento is a conservative rental investment at $449,500. Rental yield 6.79%. A 1.26 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $124,189; $4,140/yr in principal paydown supplements. Total projected return: $155,248.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.8% | 4.8% |
| Monthly Cash Flow | $(237) | $285 |
City averages based on Sacramento market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,544 |
| Total Monthly Debt Service | $2,602 |
| DSCR Ratio | 0.98x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1945
5,227 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95820, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,642 (100%) |
| Owner Occupied HU | 7,123 (52.2%) |
| Renter Occupied HU | 5,963 (43.7%) |
| Vacant Housing Units | 556 ( 4.1%) |
| Median Home Value | $457,348 |
| Average Home Value | $541,093 |
Housing Distribution
Address Breakdown
Residential
13,341
Single Family
12,535
Multi-Family
806
Businesses
728
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1945
5,227 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95820, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,642 (100%) |
| Owner Occupied HU | 7,123 (52.2%) |
| Renter Occupied HU | 5,963 (43.7%) |
| Vacant Housing Units | 556 ( 4.1%) |
| Median Home Value | $457,348 |
| Average Home Value | $541,093 |
Housing Distribution
Address Breakdown
Residential
13,341
Single Family
12,535
Multi-Family
806
Businesses
728
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jesse Garcia • Keller Williams Realty
Mls Name: MetroList Services of CA
Mls ID: #225094035