3645 E Delight Paseo UNIT 135OntarioCA91761
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderInvestors who treat current yield as secondary to long-run equity growth will find 3645 E Delight Paseo UNIT 135, Ontario, CA, 91761 in Ontario worth modelling. At $618,888 with a 7.63% gross yield, the $3,937/mo rent leaves $109/mo after the $2,783/mo payment, sufficient to cover costs, modest in distribution. Ziffy Mortgage's 1.41 DSCR loan can finance the acquisition without personal income documentation. Appreciation of 5%/yr is projected to add $170,987 by year five; $5,700/yr in principal reduction adds further equity. Total projected return: $241,651.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.6% | 6.0% |
| Monthly Cash Flow | $109 | $1,500 |
City averages based on Ontario market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,937 |
| Total Monthly Debt Service | $3,582 |
| DSCR Ratio | 1.10x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2021
1,279 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91761, Ontario, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 21,119 (100%) |
| Owner Occupied HU | 14,290 (67.7%) |
| Renter Occupied HU | 6,168 (29.2%) |
| Vacant Housing Units | 661 ( 3.1%) |
| Median Home Value | $621,461 |
| Average Home Value | $617,077 |
Housing Distribution
Address Breakdown
Residential
20,126
Single Family
18,300
Multi-Family
1,826
Businesses
3,899
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2021
1,279 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91761, Ontario, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 21,119 (100%) |
| Owner Occupied HU | 14,290 (67.7%) |
| Renter Occupied HU | 6,168 (29.2%) |
| Vacant Housing Units | 661 ( 3.1%) |
| Median Home Value | $621,461 |
| Average Home Value | $617,077 |
Housing Distribution
Address Breakdown
Residential
20,126
Single Family
18,300
Multi-Family
1,826
Businesses
3,899
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Alicia Mayoral • EXP REALTY OF CALIFORNIA INC
Mls Name: CRMLS
Mls ID: #CV25089372