3641 Timber Ridge DrMetamoraMI48455
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 3641 Timber Ridge Dr, Metamora, MI, 48455 in Metamora at $449,900, 4.53% gross yield, is a market-growth asset. Rental yield 4.53%. The $1,698/mo rent partially funds the $2,023/mo debt service; the core return is the 5%/yr price growth projected to add $124,299 over five years. Ziffy Mortgage's DSCR mortgage (0.84) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $88,515.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.5% | 6.0% |
| Monthly Cash Flow | $(1,290) | $850 |
City averages based on Metamora market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,698 |
| Total Monthly Debt Service | $2,809 |
| DSCR Ratio | 0.60x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1992
10.47 Acres lot
$N/A/sqft
$250 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 48455, Metamora, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,610 (100%) |
| Owner Occupied HU | 3,209 (88.9%) |
| Renter Occupied HU | 228 ( 6.3%) |
| Vacant Housing Units | 173 ( 4.8%) |
| Median Home Value | $365,453 |
| Average Home Value | $447,688 |
Housing Distribution
Address Breakdown
Residential
3,423
Single Family
3,423
Multi-Family
0
Businesses
161
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1992
10.47 Acres lot
$N/A/sqft
$250 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 48455, Metamora, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,610 (100%) |
| Owner Occupied HU | 3,209 (88.9%) |
| Renter Occupied HU | 228 ( 6.3%) |
| Vacant Housing Units | 173 ( 4.8%) |
| Median Home Value | $365,453 |
| Average Home Value | $447,688 |
Housing Distribution
Address Breakdown
Residential
3,423
Single Family
3,423
Multi-Family
0
Businesses
161
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kristine D McCarty • Keller Williams First
Mls Name: MiRealSource
Mls Provider:
Mls ID: #50174992
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