3640 State Highway 562WarsawKY41095
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 3640 State Highway 562, Warsaw, KY, 41095 in Warsaw earns a 9.38% gross yield at $184,800. Rent of $1,445/mo nets $320/mo after the $831/mo mortgage. The 1.74 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $51,057 and $1,702/yr in equity accumulation project a total cumulative return of $90,611.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.4% | 6.8% |
| Monthly Cash Flow | $320 | $300 |
City averages based on Warsaw market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,445 |
| Total Monthly Debt Service | $1,051 |
| DSCR Ratio | 1.37x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
0.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 41095, Warsaw, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,807 (100%) |
| Owner Occupied HU | 1,024 (56.7%) |
| Renter Occupied HU | 530 (29.3%) |
| Vacant Housing Units | 253 (14.0%) |
| Median Home Value | $178,788 |
| Average Home Value | $214,961 |
Housing Distribution
Address Breakdown
Residential
1,115
Single Family
876
Multi-Family
239
Businesses
118
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
0.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 41095, Warsaw, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,807 (100%) |
| Owner Occupied HU | 1,024 (56.7%) |
| Renter Occupied HU | 530 (29.3%) |
| Vacant Housing Units | 253 (14.0%) |
| Median Home Value | $178,788 |
| Average Home Value | $214,961 |
Housing Distribution
Address Breakdown
Residential
1,115
Single Family
876
Multi-Family
239
Businesses
118
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices