364 Rogers Church RdCommerceGA30530
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 364 Rogers Church Rd, Commerce, GA, 30530 in Commerce at $950,000, 5.61% gross yield, is a market-growth asset. Rental yield 5.61%. The $4,439/mo rent partially funds the $4,272/mo debt service; the core return is the 5%/yr price growth projected to add $262,467 over five years. Ziffy Mortgage's DSCR mortgage (1.04) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $273,363.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.6% | 5.0% |
| Monthly Cash Flow | $(1,343) | $300 |
City averages based on Commerce market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,439 |
| Total Monthly Debt Service | $5,404 |
| DSCR Ratio | 0.82x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1928
12.73 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30530, Commerce, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,819 (100%) |
| Owner Occupied HU | 2,144 (76.1%) |
| Renter Occupied HU | 496 (17.6%) |
| Vacant Housing Units | 179 ( 6.3%) |
| Median Home Value | $277,913 |
| Average Home Value | $301,922 |
Housing Distribution
Address Breakdown
Residential
2,758
Single Family
2,758
Multi-Family
0
Businesses
63
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1928
12.73 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30530, Commerce, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,819 (100%) |
| Owner Occupied HU | 2,144 (76.1%) |
| Renter Occupied HU | 496 (17.6%) |
| Vacant Housing Units | 179 ( 6.3%) |
| Median Home Value | $277,913 |
| Average Home Value | $301,922 |
Housing Distribution
Address Breakdown
Residential
2,758
Single Family
2,758
Multi-Family
0
Businesses
63
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices