3639 Verona TerDavisCA95618
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Davis rental at 3639 Verona Ter, Davis, CA, 95618 sits in the solid-income band: 9.57% gross yield, $3,481/mo rent, $346/mo net after the $1,963/mo debt service, DSCR 1.77. Entry price of $436,608 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $120,627 and $4,021/yr in principal reduction bring total cumulative return to $189,715.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.6% | 5.0% |
| Monthly Cash Flow | $346 | $300 |
City averages based on Davis market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,481 |
| Total Monthly Debt Service | $2,962 |
| DSCR Ratio | 1.18x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2013
1,472 sqft lot
$N/A/sqft
$120 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95618, El Macero, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,995 (100%) |
| Owner Occupied HU | 5,798 (52.7%) |
| Renter Occupied HU | 4,717 (42.9%) |
| Vacant Housing Units | 480 ( 4.4%) |
| Median Home Value | $847,545 |
| Average Home Value | $913,399 |
Housing Distribution
Address Breakdown
Residential
10,851
Single Family
7,338
Multi-Family
3,513
Businesses
472
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2013
1,472 sqft lot
$N/A/sqft
$120 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95618, El Macero, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,995 (100%) |
| Owner Occupied HU | 5,798 (52.7%) |
| Renter Occupied HU | 4,717 (42.9%) |
| Vacant Housing Units | 480 ( 4.4%) |
| Median Home Value | $847,545 |
| Average Home Value | $913,399 |
Housing Distribution
Address Breakdown
Residential
10,851
Single Family
7,338
Multi-Family
3,513
Businesses
472
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Lori Prizmich • RE/MAX Gold Davis
Mls Name: MetroList Services of CA
Mls Provider:
Mls ID: #225068105
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