3639 SE 37th Avenue RdOcalaFL34480
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 3639 SE 37th Avenue Rd, Ocala, FL, 34480 in Ocala earns a 9.91% gross yield at $221,485. Rent of $1,830/mo nets $360/mo after the $996/mo mortgage. The 1.84 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $61,192 and $2,040/yr in equity accumulation project a total cumulative return of $107,626.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.9% | 8.2% |
| Monthly Cash Flow | $360 | $425 |
City averages based on Ocala market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,830 |
| Total Monthly Debt Service | $1,382 |
| DSCR Ratio | 1.32x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34480, Ocala, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,948 (100%) |
| Owner Occupied HU | 7,155 (71.9%) |
| Renter Occupied HU | 2,045 (20.6%) |
| Vacant Housing Units | 748 ( 7.5%) |
| Median Home Value | $389,826 |
| Average Home Value | $427,466 |
Housing Distribution
Address Breakdown
Residential
9,793
Single Family
9,665
Multi-Family
128
Businesses
421
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34480, Ocala, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,948 (100%) |
| Owner Occupied HU | 7,155 (71.9%) |
| Renter Occupied HU | 2,045 (20.6%) |
| Vacant Housing Units | 748 ( 7.5%) |
| Median Home Value | $389,826 |
| Average Home Value | $427,466 |
Housing Distribution
Address Breakdown
Residential
9,793
Single Family
9,665
Multi-Family
128
Businesses
421
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
