3636 Herbert AveCincinnatiOH45211
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 3636 Herbert Ave, Cincinnati, OH, 45211 in Cincinnati deserves attention. This $224,200 property earns $2,154/mo in rent, a 11.53% gross yield, and nets $679/mo after the $1,008/mo payment. DSCR 2.14 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $61,942 compounds alongside $2,065/yr in yearly equity build, for a total cumulative return of $129,121.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.5% | 6.8% |
| Monthly Cash Flow | $679 | $450 |
City averages based on Cincinnati market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,154 |
| Total Monthly Debt Service | $1,386 |
| DSCR Ratio | 1.55x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1918
7,230 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45211, Cincinnati, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,028 (100%) |
| Owner Occupied HU | 8,190 (45.4%) |
| Renter Occupied HU | 8,262 (45.8%) |
| Vacant Housing Units | 1,576 ( 8.7%) |
| Median Home Value | $182,887 |
| Average Home Value | $234,878 |
Housing Distribution
Address Breakdown
Residential
16,769
Single Family
11,096
Multi-Family
5,673
Businesses
910
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1918
7,230 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45211, Cincinnati, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,028 (100%) |
| Owner Occupied HU | 8,190 (45.4%) |
| Renter Occupied HU | 8,262 (45.8%) |
| Vacant Housing Units | 1,576 ( 8.7%) |
| Median Home Value | $182,887 |
| Average Home Value | $234,878 |
Housing Distribution
Address Breakdown
Residential
16,769
Single Family
11,096
Multi-Family
5,673
Businesses
910
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Edmund R Ferrall • Comey & Shepherd
Mls Name: Cincy MLS
Mls ID: #1852533