3631 Worthington BlvdFrederickMD21704
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity Builder3631 Worthington Blvd, Frederick, MD, 21704 in Frederick is a stable, well-positioned rental at $595,000. Rental yield 7.6%. DSCR 1.41 qualifies for Ziffy Mortgage's DSCR mortgage without U.S. income documentation. Over five years, 5% appreciation adds $164,388 in value and $5,480/yr in principal paydown builds equity, a total projected return of $230,074.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.6% | 5.6% |
| Monthly Cash Flow | $(96) | $285 |
City averages based on Frederick market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,768 |
| Total Monthly Debt Service | $3,464 |
| DSCR Ratio | 1.09x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2008
1,916 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21704, Frederick, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,869 (100%) |
| Owner Occupied HU | 6,448 (81.9%) |
| Renter Occupied HU | 1,102 (14.0%) |
| Vacant Housing Units | 319 ( 4.1%) |
| Median Home Value | $639,224 |
| Average Home Value | $681,630 |
Housing Distribution
Address Breakdown
Residential
7,614
Single Family
7,462
Multi-Family
152
Businesses
960
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2008
1,916 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21704, Frederick, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,869 (100%) |
| Owner Occupied HU | 6,448 (81.9%) |
| Renter Occupied HU | 1,102 (14.0%) |
| Vacant Housing Units | 319 ( 4.1%) |
| Median Home Value | $639,224 |
| Average Home Value | $681,630 |
Housing Distribution
Address Breakdown
Residential
7,614
Single Family
7,462
Multi-Family
152
Businesses
960
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices