3630 Kirkway DrBaker CityOR97814








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Baker City at 3630 Kirkway Dr, Baker City, OR, 97814 uses $43,062 cash to close to unlock $2,972/yr annual cash flow and $248/mo monthly cash flow. Total monthly income runs $1,032/mo, and a $636/mo payment keeps the spread at $248/mo. Purchase price stands at $129,900, and rental yield measures 9.53% with $1,032/mo rent. Return on cash invested shows 26.81% in year one, and 5% annual appreciation builds toward $35,889 over five years. Five-year ROI reaches 139.69% and total cumulative return in cash records $60,151. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $1,032/mo property income covering a $636/mo payment rather than investor’s personal income.
Manufactured
Built in 1982
7,840 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 97814, Baker City, OR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,071 (100%) |
| Owner Occupied HU | 3,858 (63.5%) |
| Renter Occupied HU | 1,703 (28.1%) |
| Vacant Housing Units | 510 ( 8.4%) |
| Median Home Value | $330,541 |
| Average Home Value | $398,513 |
Housing Distribution
Address Breakdown
Residential
5,545
Single Family
5,278
Multi-Family
267
Businesses
637
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Listed by: Mitchell Grove • The Grove Team, Ltd.
Mls Name: RMLS (OR)
Mls ID: #220371266







