363 Sea Island RdJesupGA31545
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe cash-flow margin at 363 Sea Island Rd, Jesup, GA, 31545 in Jesup is narrow, $64/mo net on $1,710/mo rent after the $1,216/mo debt service, but the property operates at break-even-plus, not a loss. At $270,500 with a 7.59% yield, the long-run equity case via 5% appreciation ($74,734 over five years) and $2,491/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.41 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $106,585.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.6% | 8.0% |
| Monthly Cash Flow | $64 | $300 |
City averages based on Jesup market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,710 |
| Total Monthly Debt Service | $1,539 |
| DSCR Ratio | 1.11x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
0.52 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31545, Jesup, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,322 (100%) |
| Owner Occupied HU | 4,370 (59.7%) |
| Renter Occupied HU | 2,250 (30.7%) |
| Vacant Housing Units | 702 ( 9.6%) |
| Median Home Value | $189,011 |
| Average Home Value | $205,333 |
Housing Distribution
Address Breakdown
Residential
7,016
Single Family
6,881
Multi-Family
135
Businesses
602
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
0.52 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31545, Jesup, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,322 (100%) |
| Owner Occupied HU | 4,370 (59.7%) |
| Renter Occupied HU | 2,250 (30.7%) |
| Vacant Housing Units | 702 ( 9.6%) |
| Median Home Value | $189,011 |
| Average Home Value | $205,333 |
Housing Distribution
Address Breakdown
Residential
7,016
Single Family
6,881
Multi-Family
135
Businesses
602
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Christy Lynn • Exp Realty LLC
Mls Name: HABR
Mls ID: #159836
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.