363 Niagara RdClintonAR72031
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderInvestors who value predictability will appreciate 363 Niagara Rd, Clinton, AR, 72031 in Clinton. At $395,000 it earns $2,632/mo in rent and distributes $257/mo to the owner after the $1,776/mo payment, a consistent 7.99% yield. DSCR 1.48 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $109,131 in value; $3,638/yr in principal paydown compounds ownership stake. Total projected return: $166,044.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8% | 6.5% |
| Monthly Cash Flow | $257 | $350 |
City averages based on Clinton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,632 |
| Total Monthly Debt Service | $2,217 |
| DSCR Ratio | 1.19x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2015
3.94 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72031, Clinton, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,954 (100%) |
| Owner Occupied HU | 2,385 (60.3%) |
| Renter Occupied HU | 736 (18.6%) |
| Vacant Housing Units | 833 (21.1%) |
| Median Home Value | $161,684 |
| Average Home Value | $182,013 |
Housing Distribution
Address Breakdown
Residential
3,230
Single Family
3,165
Multi-Family
65
Businesses
346
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2015
3.94 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72031, Clinton, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,954 (100%) |
| Owner Occupied HU | 2,385 (60.3%) |
| Renter Occupied HU | 736 (18.6%) |
| Vacant Housing Units | 833 (21.1%) |
| Median Home Value | $161,684 |
| Average Home Value | $182,013 |
Housing Distribution
Address Breakdown
Residential
3,230
Single Family
3,165
Multi-Family
65
Businesses
346
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Alisha Houston • Live.Love.Arkansas Realty Group
Mls Name: CARMLS
Mls Provider:
Mls ID: #25015325
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.