363 Joyner Rd Lot 68CairoGA39828
INVESTMENT ANALYSIS
Investment Verdict
Solid Income363 Joyner Rd Lot 68, Cairo, GA, 39828 in Cairo is a solid income-producing rental, 9.42% gross yield, $952/mo rent, $214/mo net cash flow on a $121,258 buy. DSCR 1.75 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $33,501 and $1,117/yr in principal reduction project a total cumulative return of $59,726.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.4% | 10.0% |
| Monthly Cash Flow | $214 | $1,500 |
City averages based on Cairo market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $952 |
| Total Monthly Debt Service | $690 |
| DSCR Ratio | 1.38x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1982
25 sqft lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1982
25 sqft lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices