3624 Keswick WaySacramentoCA95826
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 3624 Keswick Way, Sacramento, CA, 95826 in Sacramento at $509,990 earns $3,181/mo in rent and nets $26/mo after the $2,293/mo payment, a 7.49% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $140,901 over five years. Ziffy Mortgage underwrites this on a 1.39 DSCR without U.S. credit history. With $4,697/yr in principal paydown, total projected return reaches $195,103.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.5% | 4.8% |
| Monthly Cash Flow | $26 | $285 |
City averages based on Sacramento market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,181 |
| Total Monthly Debt Service | $2,952 |
| DSCR Ratio | 1.08x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1977
6,360 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95826, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,376 (100%) |
| Owner Occupied HU | 8,318 (50.8%) |
| Renter Occupied HU | 7,420 (45.3%) |
| Vacant Housing Units | 638 ( 3.9%) |
| Median Home Value | $483,808 |
| Average Home Value | $526,239 |
Housing Distribution
Address Breakdown
Residential
16,147
Single Family
13,231
Multi-Family
2,916
Businesses
1,272
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1977
6,360 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95826, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,376 (100%) |
| Owner Occupied HU | 8,318 (50.8%) |
| Renter Occupied HU | 7,420 (45.3%) |
| Vacant Housing Units | 638 ( 3.9%) |
| Median Home Value | $483,808 |
| Average Home Value | $526,239 |
Housing Distribution
Address Breakdown
Residential
16,147
Single Family
13,231
Multi-Family
2,916
Businesses
1,272
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices