362 S Gertrude Ave, Stockton, CA, 95215 | $286/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Stockton at 362 S Gertrude Ave, Stockton, CA, 95215 with 5% annual appreciation on a $309,000 basis while $2,197/mo rent supports operations. Total monthly income totals $2,197/mo and a $1,512/mo payment preserves $286/mo for cash returns. Annual cash flow comes to $3,430/yr on $102,434 deployed, and return on cash invested reaches 23.26% in year one. Equity gained on principal adds $1,994/yr, and five-year appreciation sums $85,371 alongside rental yield of 8.53%. Five-year ROI measures 120.79% and total cumulative return in cash totals $123,725.

Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $2,197/mo property income versus a $1,512/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.

Single Family

Built in 1950

7,736 sqft lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 95215, Stockton, CA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	7,310 (100%)
Owner Occupied HU	4,424 (60.5%)
Renter Occupied HU	2,624 (35.9%)
Vacant Housing Units	262 ( 3.6%)
Median Home Value	$519,635
Average Home Value	$635,914