362 Crosby LnScrevenGA31560
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 362 Crosby Ln, Screven, GA, 31560 in Screven: $2,136/mo in rent, $584/mo net, 10.05% gross yield, all on a $255,000 acquisition. The 1.86 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $70,452 in value, and $2,349/yr in principal paydown steadily builds equity. Projected total cumulative return: $134,183.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.1% | 6.0% |
| Monthly Cash Flow | $584 | $300 |
City averages based on Screven market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,136 |
| Total Monthly Debt Service | $1,451 |
| DSCR Ratio | 1.47x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2006
2 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31560, Screven, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,321 (100%) |
| Owner Occupied HU | 910 (68.9%) |
| Renter Occupied HU | 254 (19.2%) |
| Vacant Housing Units | 157 (11.9%) |
| Median Home Value | $217,722 |
| Average Home Value | $254,893 |
Housing Distribution
Address Breakdown
Residential
1,125
Single Family
1,125
Multi-Family
0
Businesses
43
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2006
2 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31560, Screven, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,321 (100%) |
| Owner Occupied HU | 910 (68.9%) |
| Renter Occupied HU | 254 (19.2%) |
| Vacant Housing Units | 157 (11.9%) |
| Median Home Value | $217,722 |
| Average Home Value | $254,893 |
Housing Distribution
Address Breakdown
Residential
1,125
Single Family
1,125
Multi-Family
0
Businesses
43
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices