362 Bayou Ridge RdDoverAR72837
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 362 Bayou Ridge Rd, Dover, AR, 72837 in Dover. At $349,000 it earns $2,440/mo in rent and distributes $342/mo to the owner after the $1,569/mo payment, a consistent 8.39% yield. DSCR 1.56 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $96,422 in value; $3,214/yr in principal paydown compounds ownership stake. Total projected return: $154,130.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.4% | 9.0% |
| Monthly Cash Flow | $342 | $800 |
City averages based on Dover market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,440 |
| Total Monthly Debt Service | $1,959 |
| DSCR Ratio | 1.25x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1979
2 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72837, Dover, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,663 (100%) |
| Owner Occupied HU | 2,671 (72.9%) |
| Renter Occupied HU | 611 (16.7%) |
| Vacant Housing Units | 381 (10.4%) |
| Median Home Value | $190,309 |
| Average Home Value | $224,028 |
Housing Distribution
Address Breakdown
Residential
2,953
Single Family
2,953
Multi-Family
0
Businesses
91
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1979
2 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72837, Dover, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,663 (100%) |
| Owner Occupied HU | 2,671 (72.9%) |
| Renter Occupied HU | 611 (16.7%) |
| Vacant Housing Units | 381 (10.4%) |
| Median Home Value | $190,309 |
| Average Home Value | $224,028 |
Housing Distribution
Address Breakdown
Residential
2,953
Single Family
2,953
Multi-Family
0
Businesses
91
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices