3615 Marlesta DrSan DiegoCA92111
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 3615 Marlesta Dr, San Diego, CA, 92111 in San Diego at $989,000, 5.65% gross yield, is a market-growth asset. Rental yield 5.65%. The $4,655/mo rent partially funds the $4,447/mo debt service; the core return is the 5%/yr price growth projected to add $273,242 over five years. Ziffy Mortgage's DSCR mortgage (1.05) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $280,878.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.7% | 4.8% |
| Monthly Cash Flow | $(1,463) | $1,850 |
City averages based on San Diego market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,655 |
| Total Monthly Debt Service | $5,725 |
| DSCR Ratio | 0.81x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1963
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92111, San Diego, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,005 (100%) |
| Owner Occupied HU | 8,598 (47.8%) |
| Renter Occupied HU | 8,739 (48.5%) |
| Vacant Housing Units | 668 ( 3.7%) |
| Median Home Value | $847,539 |
| Average Home Value | $899,033 |
Housing Distribution
Address Breakdown
Residential
17,484
Single Family
13,615
Multi-Family
3,869
Businesses
2,503
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1963
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92111, San Diego, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,005 (100%) |
| Owner Occupied HU | 8,598 (47.8%) |
| Renter Occupied HU | 8,739 (48.5%) |
| Vacant Housing Units | 668 ( 3.7%) |
| Median Home Value | $847,539 |
| Average Home Value | $899,033 |
Housing Distribution
Address Breakdown
Residential
17,484
Single Family
13,615
Multi-Family
3,869
Businesses
2,503
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Chad Gong • Keller Williams Realty
Mls Name: SDMLS
Mls ID: #250037719