3615 Dwyer LnFlorissantMO63033
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 3615 Dwyer Ln, Florissant, MO, 63033 in Florissant at $299,900 earns $2,062/mo in rent and nets $194/mo after the $1,349/mo payment, a 8.25% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $82,857 over five years. Ziffy Mortgage underwrites this on a 1.53 DSCR without U.S. credit history. With $2,762/yr in principal paydown, total projected return reaches $126,283.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 6.8% |
| Monthly Cash Flow | $194 | $450 |
City averages based on Florissant market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,062 |
| Total Monthly Debt Service | $1,748 |
| DSCR Ratio | 1.18x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1964
0.33 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63033, Florissant, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,341 (100%) |
| Owner Occupied HU | 10,869 (59.3%) |
| Renter Occupied HU | 5,935 (32.4%) |
| Vacant Housing Units | 1,537 ( 8.4%) |
| Median Home Value | $164,599 |
| Average Home Value | $182,286 |
Housing Distribution
Address Breakdown
Residential
17,409
Single Family
14,466
Multi-Family
2,943
Businesses
639
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1964
0.33 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63033, Florissant, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,341 (100%) |
| Owner Occupied HU | 10,869 (59.3%) |
| Renter Occupied HU | 5,935 (32.4%) |
| Vacant Housing Units | 1,537 ( 8.4%) |
| Median Home Value | $164,599 |
| Average Home Value | $182,286 |
Housing Distribution
Address Breakdown
Residential
17,409
Single Family
14,466
Multi-Family
2,943
Businesses
639
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MARIS
Mls ID: #26005216