3613 Young StFort SmithAR72904
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider 3613 Young St, Fort Smith, AR, 72904 in Fort Smith. Rental yield 5.32%. At $179,500 with 5.32% gross yield, current distributions are modest, but the 5% appreciation rate projects $49,593 in new equity by year five, complemented by $1,653/yr in principal paydown. Ziffy Mortgage's DSCR loan (0.99) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $49,751.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.3% | 7.2% |
| Monthly Cash Flow | $(283) | $450 |
City averages based on Fort Smith market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $796 |
| Total Monthly Debt Service | $1,008 |
| DSCR Ratio | 0.79x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
7,980 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72904, Fort Smith, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,645 (100%) |
| Owner Occupied HU | 3,930 (45.5%) |
| Renter Occupied HU | 3,867 (44.7%) |
| Vacant Housing Units | 848 ( 9.8%) |
| Median Home Value | $115,175 |
| Average Home Value | $160,632 |
Housing Distribution
Address Breakdown
Residential
8,191
Single Family
7,301
Multi-Family
890
Businesses
397
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
7,980 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72904, Fort Smith, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,645 (100%) |
| Owner Occupied HU | 3,930 (45.5%) |
| Renter Occupied HU | 3,867 (44.7%) |
| Vacant Housing Units | 848 ( 9.8%) |
| Median Home Value | $115,175 |
| Average Home Value | $160,632 |
Housing Distribution
Address Breakdown
Residential
8,191
Single Family
7,301
Multi-Family
890
Businesses
397
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Bedy Guzman • Epique Realty Arkansas
Mls Name: Western River Valley BOR
Mls ID: #1086184