36085 Taylor AveUnion CityPA16438
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe 9.44% yield at 36085 Taylor Ave, Union City, PA, 16438 in Union City is solid, but the $450/mo payment compresses net cash flow to $132/mo at $100,000. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $27,628 by year five, and $921/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.75) without U.S. income documentation. Total projected return: $46,589.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.4% | 6.2% |
| Monthly Cash Flow | $132 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $787 |
| Total Monthly Debt Service | $616 |
| DSCR Ratio | 1.28x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1950
2,334 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 16438, Union City, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,156 (100%) |
| Owner Occupied HU | 2,413 (58.1%) |
| Renter Occupied HU | 741 (17.8%) |
| Vacant Housing Units | 1,002 (24.1%) |
| Median Home Value | $188,606 |
| Average Home Value | $238,924 |
Housing Distribution
Address Breakdown
Residential
3,226
Single Family
3,104
Multi-Family
122
Businesses
179
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1950
2,334 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 16438, Union City, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,156 (100%) |
| Owner Occupied HU | 2,413 (58.1%) |
| Renter Occupied HU | 741 (17.8%) |
| Vacant Housing Units | 1,002 (24.1%) |
| Median Home Value | $188,606 |
| Average Home Value | $238,924 |
Housing Distribution
Address Breakdown
Residential
3,226
Single Family
3,104
Multi-Family
122
Businesses
179
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: WPMLS
Mls ID: #1747753