3604 Pearson CirGuntersvilleAL35976








Nearby investment properties with comparable rents
Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Guntersville at 3604 Pearson Cir, Guntersville, AL, 35976 offers a 9.25% rental yield on a $170,000 purchase with $1,310/mo rent. Total monthly income registers $1,310/mo, and a $832/mo payment leaves $351/mo available for distribution. Annual cash flow reaches $4,206/yr on $56,355 to close, and return on cash invested stands at 27.37% in year one. Equity gained on principal adds $1,097/yr while 5% annual appreciation supports $46,968 over five years. Portfolio math shows five-year ROI at 142.17% and total cumulative return in cash at $80,121. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $1,310/mo property income against a $832/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.
Single Family
Built in N/A
0.31 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35976, Guntersville, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,901 (100%) |
| Owner Occupied HU | 5,692 (63.9%) |
| Renter Occupied HU | 2,042 (22.9%) |
| Vacant Housing Units | 1,167 (13.1%) |
| Median Home Value | $309,624 |
| Average Home Value | $355,881 |
Housing Distribution
Address Breakdown
Residential
8,133
Single Family
7,824
Multi-Family
309
Businesses
939
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices



Listed by: Brenda Barrera • Southern Elite Realty
Mls Name: ValleyMLS
Mls ID: #21904834








