3604 Debra DrSomersetKY42503








Nearby investment properties with comparable rents
Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Rental property for sale in Somerset at 3604 Debra Dr, Somerset, KY, 42503 offers $3,276/mo rent that, after a $2,100/mo payment, leaves $665/mo cash flow. Total monthly income is $3,276/mo, and annual cash flow is $7,977/yr on $142,214 cash. Return on cash invested measures 25.52% in year one, and rental yield stands at 9.16% at a $429,000 entry. Equity gained on principal adds $2,768/yr while 5% annual appreciation compounds into $118,525 by year five. Five-year ROI records 132.78% and total cumulative return in cash reaches $188,833. Lending can use Ziffy Mortgage’s DSCR loan, which structures approval around $3,276/mo property income versus a $2,100/mo payment rather than borrower’s personal income verification through W2s, Salary slips, and Tax returns.
Single Family
Built in N/A
1.40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 42503, Somerset, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,462 (100%) |
| Owner Occupied HU | 7,347 (64.1%) |
| Renter Occupied HU | 2,858 (24.9%) |
| Vacant Housing Units | 1,257 (11.0%) |
| Median Home Value | $230,802 |
| Average Home Value | $295,258 |
Housing Distribution
Address Breakdown
Residential
10,812
Single Family
10,812
Multi-Family
0
Businesses
602
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices



Listed by: Jill Johnson • Eagle Realty & Development LLC
Mls Name: Imagine MLS
Mls Provider:
Mls ID: #25010560
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.








