36025 Payne Ave, Union City, PA, 16438 | 7.75% Rental Yield

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Total monthly income runs $1,163/mo, and a $881/mo payment. Purchase price stands at $180,000, and rental yield measures 7.75% with $1,163/mo rent. Return on cash invested shows 19.58% in year one, and 5% annual appreciation builds toward $49,731 over five years. Five-year ROI reaches 101.59% and total cumulative return in cash records $60,617. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $1,163/mo property income covering a $881/mo payment rather than investor’s personal income.

Single Family

Built in 1940

6,359 sqft lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 16438, Union City, PA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	4,156 (100%)
Owner Occupied HU	2,413 (58.1%)
Renter Occupied HU	741 (17.8%)
Vacant Housing Units	1,002 (24.1%)
Median Home Value	$188,606
Average Home Value	$238,924