3601 W Hidden Ln Unit 121Palos Verdes PeninsulaCA90274
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity Builder3601 W Hidden Ln Unit 121, Palos Verdes Peninsula, CA, 90274 in Palos Verdes Peninsula is a stable, well-positioned rental at $599,900. Rental yield 7.6%. DSCR 1.41 qualifies for Ziffy Mortgage's DSCR mortgage without U.S. income documentation. Over five years, 5% appreciation adds $165,741 in value and $5,525/yr in principal paydown builds equity, a total projected return of $233,076.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.6% | 5.2% |
| Monthly Cash Flow | $(556) | $1,200 |
City averages based on Palos Verdes Peninsula market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,798 |
| Total Monthly Debt Service | $3,472 |
| DSCR Ratio | 1.09x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1973
9.96 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90274, Palos Verdes Peninsula, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,344 (100%) |
| Owner Occupied HU | 8,515 (82.3%) |
| Renter Occupied HU | 1,239 (12.0%) |
| Vacant Housing Units | 590 ( 5.7%) |
| Median Home Value | $2,000,001 |
| Average Home Value | $1,840,721 |
Housing Distribution
Address Breakdown
Residential
10,113
Single Family
9,275
Multi-Family
838
Businesses
1,480
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1973
9.96 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90274, Palos Verdes Peninsula, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,344 (100%) |
| Owner Occupied HU | 8,515 (82.3%) |
| Renter Occupied HU | 1,239 (12.0%) |
| Vacant Housing Units | 590 ( 5.7%) |
| Median Home Value | $2,000,001 |
| Average Home Value | $1,840,721 |
Housing Distribution
Address Breakdown
Residential
10,113
Single Family
9,275
Multi-Family
838
Businesses
1,480
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: CRMLS
Mls ID: #CV26039377