360 S Centre StPottsvillePA17901
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 360 S Centre St, Pottsville, PA, 17901 in Pottsville speaks for itself: 22.26% gross on a $124,900 price, generating $2,317/mo in rent and $1,499/mo in net income after the $562/mo debt service. DSCR 4.12, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $17,985 stacks alongside $34,508 in projected five-year appreciation and $1,150/yr in principal reduction. Projected total cumulative return: $143,974.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 22.3% | 6.2% |
| Monthly Cash Flow | $1,499 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,317 |
| Total Monthly Debt Service | $769 |
| DSCR Ratio | 3.01x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1910
1,307 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17901, Pottsville, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,202 (100%) |
| Owner Occupied HU | 6,769 (60.4%) |
| Renter Occupied HU | 2,964 (26.5%) |
| Vacant Housing Units | 1,469 (13.1%) |
| Median Home Value | $166,092 |
| Average Home Value | $193,218 |
Housing Distribution
Address Breakdown
Residential
10,336
Single Family
9,279
Multi-Family
1,057
Businesses
934
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1910
1,307 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17901, Pottsville, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,202 (100%) |
| Owner Occupied HU | 6,769 (60.4%) |
| Renter Occupied HU | 2,964 (26.5%) |
| Vacant Housing Units | 1,469 (13.1%) |
| Median Home Value | $166,092 |
| Average Home Value | $193,218 |
Housing Distribution
Address Breakdown
Residential
10,336
Single Family
9,279
Multi-Family
1,057
Businesses
934
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices