36 Park AveMiddleportNY14105
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Middleport rentals match the income profile of 36 Park Ave, Middleport, NY, 14105. Listed at $199,900, gross rent is $2,017/mo and net cash flow is $682/mo, a 12.11% yield well above national averages. DSCR 2.24 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $55,229 by year five with $1,841/yr in annual principal reduction, projecting $120,146 in total cumulative return.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 12.1% | 6.2% |
| Monthly Cash Flow | $682 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,017 |
| Total Monthly Debt Service | $1,255 |
| DSCR Ratio | 1.61x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1900
8,712 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14105, Middleport, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,806 (100%) |
| Owner Occupied HU | 1,325 (73.4%) |
| Renter Occupied HU | 374 (20.7%) |
| Vacant Housing Units | 107 ( 5.9%) |
| Median Home Value | $213,227 |
| Average Home Value | $275,975 |
Housing Distribution
Address Breakdown
Residential
1,786
Single Family
1,724
Multi-Family
62
Businesses
97
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1900
8,712 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14105, Middleport, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,806 (100%) |
| Owner Occupied HU | 1,325 (73.4%) |
| Renter Occupied HU | 374 (20.7%) |
| Vacant Housing Units | 107 ( 5.9%) |
| Median Home Value | $213,227 |
| Average Home Value | $275,975 |
Housing Distribution
Address Breakdown
Residential
1,786
Single Family
1,724
Multi-Family
62
Businesses
97
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kathryn V Kozakowski • HUNT Real Estate Corporation
Mls Name: NYSAMLSs
Mls ID: #B1646248