36 Lancaster RdDedhamMA02026
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeReliable, bankable, and well-priced, 36 Lancaster Rd, Dedham, MA, 02026 in Dedham delivers $3,990/mo in gross rent and $845/mo in net monthly income at a $499,000 entry. The 9.6% yield and 1.78 DSCR make it a clean candidate for Ziffy Mortgage's DSCR loan; no W-2s or U.S. credit history required. With 5% annual appreciation projecting $137,865 over five years and $4,596/yr in equity from loan paydown, total projected return is $243,863.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.6% | 6.0% |
| Monthly Cash Flow | $845 | $700 |
City averages based on Dedham market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,990 |
| Total Monthly Debt Service | $2,947 |
| DSCR Ratio | 1.35x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1965
4,000 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02026, Dedham, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,626 (100%) |
| Owner Occupied HU | 7,411 (69.7%) |
| Renter Occupied HU | 2,732 (25.7%) |
| Vacant Housing Units | 483 ( 4.5%) |
| Median Home Value | $705,194 |
| Average Home Value | $827,454 |
Housing Distribution
Address Breakdown
Residential
10,378
Single Family
8,752
Multi-Family
1,626
Businesses
918
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1965
4,000 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02026, Dedham, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,626 (100%) |
| Owner Occupied HU | 7,411 (69.7%) |
| Renter Occupied HU | 2,732 (25.7%) |
| Vacant Housing Units | 483 ( 4.5%) |
| Median Home Value | $705,194 |
| Average Home Value | $827,454 |
Housing Distribution
Address Breakdown
Residential
10,378
Single Family
8,752
Multi-Family
1,626
Businesses
918
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Mary Forde • Insight Realty Group, Inc.
Mls Name: MLS PIN
Mls ID: #73470733