36 Castle LnGreat BarringtonMA01230
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderMost investment properties struggle to clear the 1.25x DSCR minimum. 36 Castle Ln, Great Barrington, MA, 01230 in Great Barrington clears it at 1.58, a meaningful distinction for the Ziffy Mortgage DSCR approval process. Rental yield 7.46%. Strong coverage makes approval clean and leaves room for vacancy without breaching underwriting thresholds. Five-year appreciation: $133,997; $4,467/yr in principal equity; total projected return: $209,433.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.5% | 5.3% |
| Monthly Cash Flow | $(48) | $550 |
City averages based on Great Barrington market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,450 |
| Total Monthly Debt Service | $2,864 |
| DSCR Ratio | 1.20x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1900
5,662 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01230, Great Barrington, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,160 (100%) |
| Owner Occupied HU | 2,784 (54.0%) |
| Renter Occupied HU | 1,139 (22.1%) |
| Vacant Housing Units | 1,237 (24.0%) |
| Median Home Value | $581,662 |
| Average Home Value | $696,737 |
Housing Distribution
Address Breakdown
Residential
3,886
Single Family
3,667
Multi-Family
219
Businesses
762
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1900
5,662 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01230, Great Barrington, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,160 (100%) |
| Owner Occupied HU | 2,784 (54.0%) |
| Renter Occupied HU | 1,139 (22.1%) |
| Vacant Housing Units | 1,237 (24.0%) |
| Median Home Value | $581,662 |
| Average Home Value | $696,737 |
Housing Distribution
Address Breakdown
Residential
3,886
Single Family
3,667
Multi-Family
219
Businesses
762
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Selina Lamb • Birch Properties
Mls Name: MLS PIN
Mls ID: #73368776