3590 Moloaa RdAnaholaHI96703
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 3590 Moloaa Rd, Anahola, HI, 96703 in Anahola at $1,295,000, 2.86% gross yield, is a market-growth asset. Rental yield 2.86%. The $3,414/mo rent partially funds the $5,823/mo debt service; the core return is the 5%/yr price growth projected to add $357,785 over five years. Ziffy Mortgage's DSCR mortgage (0.59) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $233,388.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 2.9% | 6.0% |
| Monthly Cash Flow | $(4,283) | $250 |
City averages based on Anahola market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,414 |
| Total Monthly Debt Service | $6,859 |
| DSCR Ratio | 0.50x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1970
5,097 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96703, Anahola, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 726 (100%) |
| Owner Occupied HU | 491 (67.6%) |
| Renter Occupied HU | 152 (20.9%) |
| Vacant Housing Units | 83 (11.4%) |
| Median Home Value | $636,905 |
| Average Home Value | $734,730 |
Housing Distribution
Address Breakdown
Residential
3
Single Family
3
Multi-Family
0
Businesses
36
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1970
5,097 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96703, Anahola, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 726 (100%) |
| Owner Occupied HU | 491 (67.6%) |
| Renter Occupied HU | 152 (20.9%) |
| Vacant Housing Units | 83 (11.4%) |
| Median Home Value | $636,905 |
| Average Home Value | $734,730 |
Housing Distribution
Address Breakdown
Residential
3
Single Family
3
Multi-Family
0
Businesses
36
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices