359 Gate WaySanta RosaCA95401
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 359 Gate Way, Santa Rosa, CA, 95401 in Santa Rosa: $3,691/mo in rent, $691/mo in net income, 9.13% gross yield, 1.69 DSCR, all at $485,000. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $133,997 in appreciation and $4,467/yr in principal paydown projects total cumulative return of $228,357.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.1% | 5.0% |
| Monthly Cash Flow | $691 | $250 |
City averages based on Santa Rosa market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,691 |
| Total Monthly Debt Service | $2,807 |
| DSCR Ratio | 1.31x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1986
1,006 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95401, Santa Rosa, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,425 (100%) |
| Owner Occupied HU | 7,424 (51.5%) |
| Renter Occupied HU | 6,327 (43.9%) |
| Vacant Housing Units | 674 ( 4.7%) |
| Median Home Value | $688,640 |
| Average Home Value | $759,408 |
Housing Distribution
Address Breakdown
Residential
14,297
Single Family
11,899
Multi-Family
2,398
Businesses
1,420
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1986
1,006 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95401, Santa Rosa, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,425 (100%) |
| Owner Occupied HU | 7,424 (51.5%) |
| Renter Occupied HU | 6,327 (43.9%) |
| Vacant Housing Units | 674 ( 4.7%) |
| Median Home Value | $688,640 |
| Average Home Value | $759,408 |
Housing Distribution
Address Breakdown
Residential
14,297
Single Family
11,899
Multi-Family
2,398
Businesses
1,420
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Shari Skaife • RE/MAX Marketplace
Mls Name: BAREIS
Mls ID: #325064145