3580 Lincoln StRosevilleOH43777
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow3580 Lincoln St, Roseville, OH, 43777 in Roseville is a solid income-producing rental, 10.62% gross yield, $1,680/mo rent, $431/mo net cash flow on a $189,900 buy. DSCR 1.97 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $52,466 and $1,749/yr in principal reduction project a total cumulative return of $100,098.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.6% | 6.2% |
| Monthly Cash Flow | $431 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,680 |
| Total Monthly Debt Service | $1,174 |
| DSCR Ratio | 1.43x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1958
10,018 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 43777, Roseville, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,014 (100%) |
| Owner Occupied HU | 1,345 (66.8%) |
| Renter Occupied HU | 455 (22.6%) |
| Vacant Housing Units | 214 (10.6%) |
| Median Home Value | $166,204 |
| Average Home Value | $235,481 |
Housing Distribution
Address Breakdown
Residential
1,816
Single Family
1,730
Multi-Family
86
Businesses
103
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1958
10,018 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 43777, Roseville, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,014 (100%) |
| Owner Occupied HU | 1,345 (66.8%) |
| Renter Occupied HU | 455 (22.6%) |
| Vacant Housing Units | 214 (10.6%) |
| Median Home Value | $166,204 |
| Average Home Value | $235,481 |
Housing Distribution
Address Breakdown
Residential
1,816
Single Family
1,730
Multi-Family
86
Businesses
103
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices