358 Diamond Cir, La Fayette, GA, 30728 | 6.48% Rental Yield

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Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Total monthly income runs $1,322/mo, and a $1,199/mo payment. Purchase price stands at $245,000, and rental yield measures 6.48% with $1,322/mo rent. Return on cash invested shows 17.41% in year one, and 5% annual appreciation builds toward $67,689 over five years. Five-year ROI reaches 89.37% and total cumulative return in cash records $72,588. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $1,322/mo property income covering a $1,199/mo payment rather than investor’s personal income.

Single Family

Built in 1979

0.50 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 30728, La Fayette, GA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	8,319 (100%)
Owner Occupied HU	5,348 (64.3%)
Renter Occupied HU	2,074 (24.9%)
Vacant Housing Units	897 (10.8%)
Median Home Value	$195,833
Average Home Value	$218,043