3577 County Road 13400PattonvilleTX75468
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis is a cash-flow-light asset: 3577 County Road 13400, Pattonville, TX, 75468 in Pattonville, $139,900, 9.09% gross yield, $65/mo net income. Consider it a market-entry position, the $1,060/mo rent covers the $629/mo payment with a margin, and 5%/yr appreciation is projected to add $38,652 to the asset's value over five years. Ziffy Mortgage approves DSCR loans (coverage 1.69) for non-U.S. residents without domestic income documentation. Consider a higher down payment to widen the monthly margin. Total projected return: $57,796.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.1% | 6.2% |
| Monthly Cash Flow | $65 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,060 |
| Total Monthly Debt Service | $939 |
| DSCR Ratio | 1.13x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 75468, Pattonville, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 418 (100%) |
| Owner Occupied HU | 317 (75.8%) |
| Renter Occupied HU | 60 (14.4%) |
| Vacant Housing Units | 41 ( 9.8%) |
| Median Home Value | $137,500 |
| Average Home Value | $212,476 |
Housing Distribution
Address Breakdown
Residential
388
Single Family
388
Multi-Family
0
Businesses
19
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 75468, Pattonville, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 418 (100%) |
| Owner Occupied HU | 317 (75.8%) |
| Renter Occupied HU | 60 (14.4%) |
| Vacant Housing Units | 41 ( 9.8%) |
| Median Home Value | $137,500 |
| Average Home Value | $212,476 |
Housing Distribution
Address Breakdown
Residential
388
Single Family
388
Multi-Family
0
Businesses
19
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jodie Downs • Greb Real Estate
Mls Name: NTREIS
Mls ID: #21085636