3567 Waha RdKalaheoHI96741
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider 3567 Waha Rd, Kalaheo, HI, 96741 in Kalaheo. Rental yield 5.31%. At $1,125,000 with 5.31% gross yield, current distributions are modest, but the 5% appreciation rate projects $310,817 in new equity by year five, complemented by $10,361/yr in principal paydown. Ziffy Mortgage's DSCR loan (0.98) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $332,209.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.3% | 7.0% |
| Monthly Cash Flow | $(1,429) | $1,500 |
City averages based on Kalaheo market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,978 |
| Total Monthly Debt Service | $5,959 |
| DSCR Ratio | 0.84x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1973
0.27 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96741, Kalaheo, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,571 (100%) |
| Owner Occupied HU | 1,669 (64.9%) |
| Renter Occupied HU | 645 (25.1%) |
| Vacant Housing Units | 257 ( 10.0%) |
| Median Home Value | $890,918 |
| Average Home Value | $973,008 |
Housing Distribution
Address Breakdown
Residential
1,405
Single Family
1,405
Multi-Family
0
Businesses
122
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1973
0.27 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96741, Kalaheo, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,571 (100%) |
| Owner Occupied HU | 1,669 (64.9%) |
| Renter Occupied HU | 645 (25.1%) |
| Vacant Housing Units | 257 ( 10.0%) |
| Median Home Value | $890,918 |
| Average Home Value | $973,008 |
Housing Distribution
Address Breakdown
Residential
1,405
Single Family
1,405
Multi-Family
0
Businesses
122
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices