3560 Spear StCharlotteVT05445
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Investment property for sale in Charlotte at 3560 Spear St, Charlotte, VT, 05445 offers a 7.84% rental yield on a $580,000 purchase with $3,788/mo rent. 61% in year one. Equity gained on principal adds $3,743/yr while 5% annual appreciation supports $160,243 over five years. Portfolio math shows five-year ROI at 101.87% and total cumulative return in cash at $194,385. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $3,788/mo property income against a $2,839/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.
Single Family
Built in 1966
0.92 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05445, Charlotte, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,826 (100%) |
| Owner Occupied HU | 1,381 (75.6%) |
| Renter Occupied HU | 183 (10.0%) |
| Vacant Housing Units | 262 (14.3%) |
| Median Home Value | $694,259 |
| Average Home Value | $797,355 |
Housing Distribution
Address Breakdown
Residential
1,506
Single Family
1,506
Multi-Family
0
Businesses
89
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