356 Cottage RowTappahannockVA22560








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Total monthly income runs $3,132/mo, and a $3,891/mo payment. Purchase price stands at $795,000, and rental yield measures 4.73% with $3,132/mo rent. Return on cash invested shows 12.63% in year one, and 5% annual appreciation builds toward $219,644 over five years. Five-year ROI reaches 63.48% and total cumulative return in cash records $166,030. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $3,132/mo property income covering a $3,891/mo payment rather than investor’s personal income.
Single Family
Built in 2008
0.31 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 22560, Tappahannock, VA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,588 (100%) |
| Owner Occupied HU | 2,081 (58.0%) |
| Renter Occupied HU | 933 (26.0%) |
| Vacant Housing Units | 574 (16.0%) |
| Median Home Value | $273,043 |
| Average Home Value | $306,013 |
Housing Distribution
Address Breakdown
Residential
2,205
Single Family
2,161
Multi-Family
44
Businesses
358
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Listed by: Betsy Stanley • Shaheen,Ruth, Martin & Fonville Real Estate
Mls Name: Northern Neck AOR
Mls ID: #119360








