35544 Myelle RdKingstonIL60145
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 35544 Myelle Rd, Kingston, IL, 60145 in Kingston at $495,000 earns $3,470/mo in rent and nets $37/mo after the $2,226/mo payment, a 8.41% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $136,759 over five years. Ziffy Mortgage underwrites this on a 1.56 DSCR without U.S. credit history. With $4,559/yr in principal paydown, total projected return reaches $191,669.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.4% | 6.0% |
| Monthly Cash Flow | $37 | $150 |
City averages based on Kingston market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,470 |
| Total Monthly Debt Service | $3,236 |
| DSCR Ratio | 1.07x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
1.88 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60145, Kingston, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 933 (100%) |
| Owner Occupied HU | 720 (77.2%) |
| Renter Occupied HU | 148 (15.9%) |
| Vacant Housing Units | 65 ( 7.0%) |
| Median Home Value | $273,913 |
| Average Home Value | $284,528 |
Housing Distribution
Address Breakdown
Residential
868
Single Family
868
Multi-Family
0
Businesses
41
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
1.88 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60145, Kingston, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 933 (100%) |
| Owner Occupied HU | 720 (77.2%) |
| Renter Occupied HU | 148 (15.9%) |
| Vacant Housing Units | 65 ( 7.0%) |
| Median Home Value | $273,913 |
| Average Home Value | $284,528 |
Housing Distribution
Address Breakdown
Residential
868
Single Family
868
Multi-Family
0
Businesses
41
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices