3546 Huffmaster RoadStonyfordCA95979
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestment property for sale in Stonyford at 3546 Huffmaster Road, Stonyford, CA, 95979 projects strong ROI of 1.03%. Rental yield 1.32%. With 5% annual appreciation, the property builds $690,704 in value over five years. Equity growth combined delivers a projected five-year ROI of 18.27%, translating into $129,051 in total cumulative return on $706,250 invested capital. You can finance this property with Ziffy Mortgage’s DSCR loan, which leverages the property’s income for qualification rather than your personal income.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 1.3% | 5.2% |
| Monthly Cash Flow | $(12,725) | $1,500 |
City averages based on Stonyford market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,741 |
| Total Monthly Debt Service | $14,471 |
| DSCR Ratio | 0.19x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1970
618.55 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95979, Stonyford, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 440 (100%) |
| Owner Occupied HU | 202 (45.9%) |
| Renter Occupied HU | 51 (11.6%) |
| Vacant Housing Units | 187 (42.5%) |
| Median Home Value | $402,083 |
| Average Home Value | $615,099 |
Housing Distribution
Address Breakdown
Residential
199
Single Family
199
Multi-Family
0
Businesses
27
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1970
618.55 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95979, Stonyford, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 440 (100%) |
| Owner Occupied HU | 202 (45.9%) |
| Renter Occupied HU | 51 (11.6%) |
| Vacant Housing Units | 187 (42.5%) |
| Median Home Value | $402,083 |
| Average Home Value | $615,099 |
Housing Distribution
Address Breakdown
Residential
199
Single Family
199
Multi-Family
0
Businesses
27
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Todd Renfrew • California Outdoor Properties,
Mls Name: BAREIS
Mls ID: #225113242