3543 N Honeylocust DrBeverly HillsFL34465
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 3543 N Honeylocust Dr, Beverly Hills, FL, 34465 in Beverly Hills is narrow, $27/mo net on $1,786/mo rent after the $1,192/mo debt service, but the property operates at break-even-plus, not a loss. At $265,000 with a 8.09% yield, the long-run equity case via 5% appreciation ($73,215 over five years) and $2,441/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.50 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $102,763.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 6.0% |
| Monthly Cash Flow | $27 | $200 |
City averages based on Beverly Hills market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,786 |
| Total Monthly Debt Service | $1,653 |
| DSCR Ratio | 1.08x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1987
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34465, Beverly Hills, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,864 (100%) |
| Owner Occupied HU | 7,396 (75.0%) |
| Renter Occupied HU | 1,651 (16.7%) |
| Vacant Housing Units | 817 ( 8.3%) |
| Median Home Value | $301,858 |
| Average Home Value | $330,633 |
Housing Distribution
Address Breakdown
Residential
9,384
Single Family
9,284
Multi-Family
100
Businesses
218
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1987
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34465, Beverly Hills, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,864 (100%) |
| Owner Occupied HU | 7,396 (75.0%) |
| Renter Occupied HU | 1,651 (16.7%) |
| Vacant Housing Units | 817 ( 8.3%) |
| Median Home Value | $301,858 |
| Average Home Value | $330,633 |
Housing Distribution
Address Breakdown
Residential
9,384
Single Family
9,284
Multi-Family
100
Businesses
218
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Dawn Theroux • ERA American Suncoast Realty
Mls Name: Realtors Association of Citrus County
Mls ID: #845937