








A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |


Investment property for sale in Waco at 3541 Cumberland Ave, Waco, TX, 76707 uses $66,267 cash to close to unlock $1,051/yr annual cash flow and $88/mo monthly cash flow. Total monthly income runs $1,588/mo, and a $978/mo payment keeps the spread at $88/mo. Purchase price stands at $199,900, and rental yield measures 9.53% with $1,588/mo rent. Return on cash invested shows 21.5% in year one, and 5% annual appreciation builds toward $55,229 over five years. Five-year ROI reaches 113.11% and total cumulative return in cash records $74,953. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $1,588/mo property income covering a $978/mo payment rather than investor’s personal income.
Single Family
Built in 1950
7,501 sqft lot
$N/A/sqft
No HOA
Neighborhood data shown for ZIP Code: 76707, Waco, TX area.
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,387 (100%) |
| Owner Occupied HU | 2,930 (45.9%) |
| Renter Occupied HU | 2,786 (43.6%) |
| Vacant Housing Units | 671 (10.5%) |
| Median Home Value | $125,157 |
| Average Home Value | $169,327 |
Residential
5,753
Single Family
5,340
Multi-Family
413
Businesses
229
Date | Event | Price |
|---|---|---|
| 2025-01-27 | Price change | $199,900 |
| 2024-11-11 | Price change | $215,000 |
| 2024-09-30 | Price change | $224,900 |
Date | Tax Paid | Tax Increase Rate | Value | Value Increase Rate |
|---|---|---|---|---|
| 2024-02-13 | $4270.08 | 7.09% | $189,300 | 6.43% |
| 2023-02-13 | $3987.44 | -3.31% | $177,860 | 8.56% |
| 2022-02-13 | $4124.08 | 23.82% | $163,830 | 27.24% |



Listed by: Valerie Warschak • Coldwell Banker Apex, REALTORS
Mls Name: WMLS
Mls Provider:
Mls ID: #225197
Disclaimer: The data relating to real estate for sale on this web site comes in part from the Internet Data exchange (IDX) program of the Waco Association of Realtors. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. Copyright 2025 Waco Association of Realtors. All Rights Reserved. Last Updated On: 2025-02-13 05:53:23 PST