3538 Torrance Blvd UNIT 152TorranceCA90503
INVESTMENT ANALYSIS
Investment Verdict
Solid Income3538 Torrance Blvd UNIT 152, Torrance, CA, 90503 in Torrance is a solid income-producing rental, 9.27% gross yield, $8,102/mo rent, $1,026/mo net cash flow on a $1,049,000 buy. DSCR 1.72 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $289,819 and $9,661/yr in principal reduction project a total cumulative return of $466,348.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.3% | 4.5% |
| Monthly Cash Flow | $1,026 | $250 |
City averages based on Torrance market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $8,102 |
| Total Monthly Debt Service | $6,659 |
| DSCR Ratio | 1.22x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2005
1.06 Acres lot
$N/A/sqft
$370 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90503, Torrance, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,386 (100%) |
| Owner Occupied HU | 8,948 (48.7%) |
| Renter Occupied HU | 8,776 (47.7%) |
| Vacant Housing Units | 662 ( 3.6%) |
| Median Home Value | $1,016,792 |
| Average Home Value | $1,090,130 |
Housing Distribution
Address Breakdown
Residential
17,694
Single Family
9,006
Multi-Family
8,688
Businesses
1,947
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2005
1.06 Acres lot
$N/A/sqft
$370 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90503, Torrance, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,386 (100%) |
| Owner Occupied HU | 8,948 (48.7%) |
| Renter Occupied HU | 8,776 (47.7%) |
| Vacant Housing Units | 662 ( 3.6%) |
| Median Home Value | $1,016,792 |
| Average Home Value | $1,090,130 |
Housing Distribution
Address Breakdown
Residential
17,694
Single Family
9,006
Multi-Family
8,688
Businesses
1,947
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices