3530 Morningside DrFairfaxVA22031
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 3530 Morningside Dr, Fairfax, VA, 22031 in Fairfax at $1,149,000, 5.78% gross yield, is a market-growth asset. Rental yield 5.78%. The $5,530/mo rent partially funds the $5,167/mo debt service; the core return is the 5%/yr price growth projected to add $317,448 over five years. Ziffy Mortgage's DSCR mortgage (1.07) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $348,502.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 5.8% | 6.2% |
| Monthly Cash Flow | $(1,339) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $5,530 |
| Total Monthly Debt Service | $6,411 |
| DSCR Ratio | 0.86x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1976
1.75 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 22031, Fairfax, VA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,528 (100%) |
| Owner Occupied HU | 7,429 (44.9%) |
| Renter Occupied HU | 7,893 (47.8%) |
| Vacant Housing Units | 1,206 ( 7.3%) |
| Median Home Value | $843,161 |
| Average Home Value | $880,098 |
Housing Distribution
Address Breakdown
Residential
15,092
Single Family
7,653
Multi-Family
7,439
Businesses
1,734
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1976
1.75 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 22031, Fairfax, VA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,528 (100%) |
| Owner Occupied HU | 7,429 (44.9%) |
| Renter Occupied HU | 7,893 (47.8%) |
| Vacant Housing Units | 1,206 ( 7.3%) |
| Median Home Value | $843,161 |
| Average Home Value | $880,098 |
Housing Distribution
Address Breakdown
Residential
15,092
Single Family
7,653
Multi-Family
7,439
Businesses
1,734
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices