3530 Damien St #224La VerneCA91750
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe 8% yield at 3530 Damien St #224, La Verne, CA, 91750 in La Verne is solid, but the $1,420/mo payment compresses net cash flow to $152/mo at $315,900. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $87,277 by year five, and $2,909/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.48) without U.S. income documentation. Total projected return: $129,581.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8% | 6.0% |
| Monthly Cash Flow | $152 | $350 |
City averages based on La Verne market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,106 |
| Total Monthly Debt Service | $1,829 |
| DSCR Ratio | 1.15x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91750, La Verne, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,685 (100%) |
| Owner Occupied HU | 8,841 (69.7%) |
| Renter Occupied HU | 3,478 (27.4%) |
| Vacant Housing Units | 366 ( 2.9%) |
| Median Home Value | $824,547 |
| Average Home Value | $803,502 |
Housing Distribution
Address Breakdown
Residential
12,730
Single Family
11,646
Multi-Family
1,084
Businesses
1,125
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91750, La Verne, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,685 (100%) |
| Owner Occupied HU | 8,841 (69.7%) |
| Renter Occupied HU | 3,478 (27.4%) |
| Vacant Housing Units | 366 ( 2.9%) |
| Median Home Value | $824,547 |
| Average Home Value | $803,502 |
Housing Distribution
Address Breakdown
Residential
12,730
Single Family
11,646
Multi-Family
1,084
Businesses
1,125
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: My State MLS
Mls ID: #11677404