35281 Frederick StWildomarCA92595
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderSolid, durable, and financeable, 35281 Frederick St, Wildomar, CA, 92595 in Wildomar earns a 7.87% gross yield at $559,000. Rent of $3,668/mo nets $210/mo after the $2,514/mo mortgage. The 1.46 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $154,441 and $5,148/yr in equity accumulation project a total cumulative return of $225,429.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.9% | 5.0% |
| Monthly Cash Flow | $210 | $300 |
City averages based on Wildomar market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,668 |
| Total Monthly Debt Service | $3,236 |
| DSCR Ratio | 1.13x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1987
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92595, Wildomar, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,626 (100%) |
| Owner Occupied HU | 8,246 (70.9%) |
| Renter Occupied HU | 2,900 (24.9%) |
| Vacant Housing Units | 480 ( 4.1%) |
| Median Home Value | $615,743 |
| Average Home Value | $656,916 |
Housing Distribution
Address Breakdown
Residential
10,963
Single Family
9,969
Multi-Family
994
Businesses
534
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1987
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92595, Wildomar, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,626 (100%) |
| Owner Occupied HU | 8,246 (70.9%) |
| Renter Occupied HU | 2,900 (24.9%) |
| Vacant Housing Units | 480 ( 4.1%) |
| Median Home Value | $615,743 |
| Average Home Value | $656,916 |
Housing Distribution
Address Breakdown
Residential
10,963
Single Family
9,969
Multi-Family
994
Businesses
534
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Christian Rios • eXp Realty of Southern California, Inc.
Mls Name: CRMLS
Mls ID: #SW25180406