3526 Oxbow Avenue EFifeWA98424
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity Builder3526 Oxbow Avenue E, Fife, WA, 98424 in Fife earns a respectable 7.69% gross yield at $449,950, but after the $2,023/mo mortgage the net cash flow is $113/mo, a tight but positive spread. Expense discipline (vacancy, management, maintenance) will determine whether the margin widens. Ziffy Mortgage's DSCR mortgage (1.43) still qualifies on property income; a larger down payment can improve the cash-flow buffer. Long-term, 5% appreciation projects $124,313 over five years, making equity the dominant return driver. Total projected return: $177,932.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.7% | 6.2% |
| Monthly Cash Flow | $113 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,884 |
| Total Monthly Debt Service | $2,591 |
| DSCR Ratio | 1.11x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2005
2,905 sqft lot
$N/A/sqft
$52 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 98424, Tacoma, WA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,958 (100%) |
| Owner Occupied HU | 2,258 (45.5%) |
| Renter Occupied HU | 2,519 (50.8%) |
| Vacant Housing Units | 181 ( 3.7%) |
| Median Home Value | $601,110 |
| Average Home Value | $619,030 |
Housing Distribution
Address Breakdown
Residential
4,505
Single Family
2,847
Multi-Family
1,658
Businesses
676
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2005
2,905 sqft lot
$N/A/sqft
$52 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 98424, Tacoma, WA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,958 (100%) |
| Owner Occupied HU | 2,258 (45.5%) |
| Renter Occupied HU | 2,519 (50.8%) |
| Vacant Housing Units | 181 ( 3.7%) |
| Median Home Value | $601,110 |
| Average Home Value | $619,030 |
Housing Distribution
Address Breakdown
Residential
4,505
Single Family
2,847
Multi-Family
1,658
Businesses
676
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Denis Karnafel • John L. Scott, Inc
Mls Name: NWMLS
Mls Provider:
Mls ID: #2386944
Disclaimer: Based on information submitted to the MLS GRID as of 2025-10-30 03:44:25 PDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. [Click here for more information](/mls-disclaimers/#39)