3525 Oxford Ave, Mount Vernon, IL, 62864 | 5.25% Rental Yield

For Sale

Ziffy Mortgage

NMLS #2625701

Get Pre-Approved

Nearby investment properties with comparable rents

3 Bed
2 Bath
2084 sft

3 Echo Ln, Centralia, IL, 62801

2 Bed
1 Bath
1424 sft

1503 Green Street Rd, Centralia, IL, 62801

3 Bed
2 Bath
1700 sft

5311 E Bonnie Rd, Waltonville, IL, 62894

4 Bed
2 Bath
1608 sft

18065 E State Highway 142, Opdyke, IL, 62872

Nearby investment properties with comparable prices

3 Bed
3 Bath
3676 sft

23208 N Us Highway 51, Centralia, IL, 62801

4 Bed
4 Bath
3422 sft

2006 Northwoods Pl, Mount Vernon, IL, 62864

4 Bed
3 Bath
4340 sft

2004 N Woods Pl, Mount Vernon, IL, 62864

5 Bed
4 Bath
3559 sft

512 Wren Dr, Mount Vernon, IL, 62864

Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

Explore more listings using simple english

Investment Highlights

Total monthly income runs $1,964/mo, and a $2,198/mo payment. Purchase price stands at $449,000, and rental yield measures 5.25% with $1,964/mo rent. Return on cash invested shows 10.63% in year one, and 5% annual appreciation builds toward $124,050 over five years. Five-year ROI reaches 54.1% and total cumulative return in cash records $80,524. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $1,964/mo property income covering a $2,198/mo payment rather than investor’s personal income.

Single Family

Built in 1993

0.57 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 62864, Mount Vernon, IL area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	11,134 (100%)
Owner Occupied HU	6,771 (60.8%)
Renter Occupied HU	3,058 (27.5%)
Vacant Housing Units	1,305 (11.7%)
Median Home Value	$132,704
Average Home Value	$163,466