35236 Grapevine TrlMc ClureIL62957
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeWhen a property's DSCR clears 1.5x, lenders and investors both pay attention. 35236 Grapevine Trl, Mc Clure, IL, 62957 in Mc Clure achieves a 1.50 ratio at $215,000: $1,454/mo rent versus $967/mo debt service. Rental yield 8.12%. Ziffy Mortgage's no-W2 DSCR loan is purpose-built for assets like this. The 8.12% yield compounds alongside 5% annual appreciation projecting $59,401 in value. Total projected cumulative return: $79,864.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 7.0% |
| Monthly Cash Flow | $(37) | $400 |
City averages based on Mc Clure market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,454 |
| Total Monthly Debt Service | $1,406 |
| DSCR Ratio | 1.03x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2016
6 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 62957, Mc Clure, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 385 (100%) |
| Owner Occupied HU | 212 (55.1%) |
| Renter Occupied HU | 71 (18.4%) |
| Vacant Housing Units | 102 (26.5%) |
| Median Home Value | $63,889 |
| Average Home Value | $90,059 |
Housing Distribution
Address Breakdown
Residential
285
Single Family
285
Multi-Family
0
Businesses
20
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2016
6 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 62957, Mc Clure, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 385 (100%) |
| Owner Occupied HU | 212 (55.1%) |
| Renter Occupied HU | 71 (18.4%) |
| Vacant Housing Units | 102 (26.5%) |
| Median Home Value | $63,889 |
| Average Home Value | $90,059 |
Housing Distribution
Address Breakdown
Residential
285
Single Family
285
Multi-Family
0
Businesses
20
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices