3520 W 77th St STulsaOK74132
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayThe investment thesis at 3520 W 77th St S, Tulsa, OK, 74132 in Tulsa is capital appreciation. Rental yield 2.55%. The 2.55% gross yield at $1,975,000 falls below cash-flow thresholds, but 5% annual value growth is forecast to deliver $545,656 in additional equity by year five, an equity gain that can outpace many higher-yield markets. Ziffy Mortgage finances appreciation-play assets via DSCR (0.47) without U.S. credit history; structure with a larger down payment to optimise coverage. Total projected return: $175,714.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 2.6% | 7.2% |
| Monthly Cash Flow | $(8,972) | $450 |
City averages based on Tulsa market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,200 |
| Total Monthly Debt Service | $12,386 |
| DSCR Ratio | 0.34x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1999
1.45 Acres lot
$N/A/sqft
$2,500 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 74132, Tulsa, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,142 (100%) |
| Owner Occupied HU | 2,445 (47.5%) |
| Renter Occupied HU | 2,301 (44.7%) |
| Vacant Housing Units | 396 ( 7.7%) |
| Median Home Value | $325,392 |
| Average Home Value | $382,281 |
Housing Distribution
Address Breakdown
Residential
4,665
Single Family
3,736
Multi-Family
929
Businesses
317
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1999
1.45 Acres lot
$N/A/sqft
$2,500 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 74132, Tulsa, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,142 (100%) |
| Owner Occupied HU | 2,445 (47.5%) |
| Renter Occupied HU | 2,301 (44.7%) |
| Vacant Housing Units | 396 ( 7.7%) |
| Median Home Value | $325,392 |
| Average Home Value | $382,281 |
Housing Distribution
Address Breakdown
Residential
4,665
Single Family
3,736
Multi-Family
929
Businesses
317
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Taylor Bay • Chinowth & Cohen
Mls Name: MLS Technology, Inc.
Mls Provider:
Mls ID: #2443929
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.