3520 Maricopa St UNIT 24TorranceCA90503
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 3520 Maricopa St UNIT 24, Torrance, CA, 90503 in Torrance: $5,683/mo in rent, $327/mo in net income, 8.69% gross yield, 1.61 DSCR, all at $785,000. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $216,881 in appreciation and $7,230/yr in principal paydown projects total cumulative return of $320,894.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.7% | 4.5% |
| Monthly Cash Flow | $327 | $250 |
City averages based on Torrance market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,683 |
| Total Monthly Debt Service | $5,044 |
| DSCR Ratio | 1.13x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1975
1.11 Acres lot
$N/A/sqft
$500 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90503, Torrance, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,386 (100%) |
| Owner Occupied HU | 8,948 (48.7%) |
| Renter Occupied HU | 8,776 (47.7%) |
| Vacant Housing Units | 662 ( 3.6%) |
| Median Home Value | $1,016,792 |
| Average Home Value | $1,090,130 |
Housing Distribution
Address Breakdown
Residential
17,694
Single Family
9,006
Multi-Family
8,688
Businesses
1,947
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1975
1.11 Acres lot
$N/A/sqft
$500 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90503, Torrance, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,386 (100%) |
| Owner Occupied HU | 8,948 (48.7%) |
| Renter Occupied HU | 8,776 (47.7%) |
| Vacant Housing Units | 662 ( 3.6%) |
| Median Home Value | $1,016,792 |
| Average Home Value | $1,090,130 |
Housing Distribution
Address Breakdown
Residential
17,694
Single Family
9,006
Multi-Family
8,688
Businesses
1,947
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices